/* ─────────── HEADLINE & TAB ─────────── */
    /* .headline{text-align:center;margin:100px 0 40px}
    .headline p{font-size:20px;color:var(--main-blue);font-weight:600;margin:0}
    @media screen and (max-width:420px) {
      .headline p{font-size:15px;}
    }
    .headline h1{font-size:clamp(34px,5vw,52px);font-weight:700;margin:8px 0}

    @media screen and (max-width:420px) {
      .headline h1{font-size:26px;font-weight:700;margin:8px 0}
    }
    .tabs{display:inline-flex;gap:20px;margin-top:20px}
    .tab-btn{padding:10px 28px;border-radius:26px;border:1px solid var(--main-blue);background:#fff;color:var(--main-blue);font-size:16px;font-weight:600;cursor:pointer;transition:.25s}
    .tab-btn.active{background:var(--main-blue);color:#fff}

    .slider{max-width:1440px;margin:0 auto;padding:0 24px}
    .card-set{display:none;grid-template-columns:repeat(auto-fit,minmax(260px,1fr));gap:28px;animation:fade .4s}
    .card-set.show{display:grid}
    @keyframes fade{from{opacity:0;transform:translateY(20px)}to{opacity:1;transform:translateY(0)}}
    .card{background:#fff;border-radius:24px;box-shadow:0 8px 24px rgba(0,0,0,.06);min-height:480px;perspective:1200px;overflow:hidden;position:relative}
    .card-inner{width:100%;height:100%;transform-style:preserve-3d;transition:transform .65s cubic-bezier(.22,.61,.36,1)}
    .card:hover .card-inner{transform:rotateY(180deg)}
    .card-face{position:absolute;top:0;left:0;width:100%;height:100%;border-radius:inherit;backface-visibility:hidden;display:flex;flex-direction:column;text-align:center}
    .card-front{padding:40px 0;align-items:center;justify-content:flex-start}
    .card-front .text-wrap{width:88%;display:flex;flex-direction:column;align-items:center;text-align:center}
    .card-front h3{font-size:17px;color:var(--main-blue);font-weight:700;margin-bottom:10px}
    .card-front h2{font-size:clamp(17px,4.5vw,20px);font-weight:700;margin-bottom:14px;line-height:1.38;word-break:keep-all}
    .card-front p{font-size:15px;color:#808080;margin-bottom:24px;line-height:1.45}
    .card-front img{margin-top:auto;max-width:220px;height:auto;object-fit:contain}
    .card-back{background:linear-gradient(160deg,#1c59ff 0%,#3d7bff 100%);color:#fff;align-items:center;justify-content:center;flex-direction:column;transform:rotateY(180deg)}
    .card-back h4{font-size:clamp(19px,4.8vw,22px);font-weight:700;margin-bottom:18px}
    .card-back .rate{font-size:clamp(32px,8vw,40px);font-weight:800;margin:6px 0}
    .card-back .limit{font-size:18px;margin-bottom:24px;opacity:.9}
    .card-back .cta{display:inline-block;background:#fff;color:#1c59ff;padding:10px 28px;border-radius:30px;font-size:15px;font-weight:600;box-shadow:0 3px 8px rgba(0,0,0,.1);transition:.2s}
    .card-back .cta:hover{transform:translateY(-2px)}
    @media(max-width:768px){.card{min-height:480px}.card-back .limit{font-size:16px}} */
    :root {
      --main-blue: #1c59ff;
    }
    body {
      margin: 0;
      padding: 0;
      background: #f8faff;
    }
    
    /* ─────────── HEADLINE & TAB ─────────── */
    .headline {
      text-align: center;
      margin: 100px 0 40px;
    }
    .headline p {
      font-size: 20px;
      color: var(--main-blue, #1c59ff);
      font-weight: 600;
      margin: 0;
    }
    @media (max-width: 420px) {
      .headline p {
        font-size: 15px;
      }
    }
    .headline h1 {
      font-size: clamp(34px, 5vw, 52px);
      font-weight: 700;
      margin: 8px 0;
    }
    @media (max-width: 420px) {
      .headline h1 {
        font-size: 26px;
        font-weight: 700;
        margin: 8px 0;
      }
    }
    .tabs {
      display: inline-flex;
      gap: 20px;
      margin-top: 20px;
    }
    .tab-btn {
      padding: 10px 28px;
      border-radius: 26px;
      border: 1.5px solid var(--main-blue, #1c59ff);
      background: #fff;
      color: var(--main-blue, #1c59ff);
      font-size: 17px;
      font-weight: 700;
      cursor: pointer;
      transition: 0.25s;
    }
    .tab-btn.active {
      background: var(--main-blue, #1c59ff);
      color: #fff;
    }
    
    /* ─────────── SLIDER ─────────── */
    .slider {
      margin: 0 auto;
      padding: 0 12px;
    }
    .card-set {
      display: none;
      grid-template-columns: repeat(auto-fit, minmax(260px, 1fr));
      gap: 28px;
      animation: fade 0.4s;
    }
    @media screen and (max-width: 1190px) {
      .card-set {
        grid-template-columns: repeat(auto-fit, minmax(370px, 1fr));
      }
    }
    .card-set.show {
      display: grid;
    }
    @keyframes fade {
      from {
        opacity: 0;
        transform: translateY(20px);
      }
      to {
        opacity: 1;
        transform: translateY(0);
      }
    }
    
    /* ─────────── CARD ─────────── */
    .card {
      background: #fff;
      border-radius: 24px;
      box-shadow: 0 8px 24px rgba(0, 0, 0, 0.08);
      min-height: 350px;
      perspective: 1200px;
      overflow: hidden;
      position: relative;
      transition: box-shadow 0.22s;
      cursor: pointer;
    }
    .card-inner {
      width: 100%;
      height: 100%;
      transform-style: preserve-3d;
      transition: transform 0.65s cubic-bezier(0.22, 0.61, 0.36, 1);
      position: relative;
      min-height: 470px;
    }
    .card-face {
      position: absolute;
      top: 0;
      left: 0;
      width: 100%;
      height: 100%;
      border-radius: inherit;
      backface-visibility: hidden;
      display: flex;
      flex-direction: column;
      text-align: center;
      overflow: hidden;
      align-items: center;
      justify-content: center;
      padding: 34px 8px 18px 8px;
      box-sizing: border-box;
      opacity: 1;
      visibility: visible;
      transition: opacity 0.15s ease-in-out, visibility 0.15s ease-in-out;
    }
    .card-front {
      background: #fff;
      z-index: 3;
      align-items: center;
      justify-content: flex-start;
    }
    .card-front .text-wrap {
      width: 88%;
      display: flex;
      flex-direction: column;
      align-items: center;
      text-align: center;
    }
    .card-front h3 {
      font-size: 17px;
      color: var(--main-blue, #1c59ff);
      font-weight: 700;
      margin-bottom: 10px;
    }
    .card-front h2 {
      font-size: clamp(17px, 4.5vw, 20px);
      font-weight: 700;
      margin-bottom: 14px;
      line-height: 1.38;
      word-break: keep-all;
    }
    .card-front p {
      font-size: 15px;
      color: #808080;
      margin-bottom: 24px;
      line-height: 1.45;
    }
    .card-front img {
      margin-top: auto;
      max-width: 220px;
      height: auto;
      object-fit: contain;
    }
    
    /* ─────────── CARD-BACK 개선됨 ─────────── */
    .card-back {
      background: linear-gradient(160deg, #1c59ff 0%, #3d7bff 100%);
      color: #fff;
      transform: rotateY(180deg);
      z-index: 4;
      position: absolute;
      top: 0;
      left: 0;
      width: 100%;
      height: 100%;
      -webkit-backface-visibility: hidden;
      backface-visibility: hidden;
      will-change: transform, opacity, visibility;
      opacity: 0;
      visibility: hidden;
      transition: opacity 0.15s ease-in-out, visibility 0.15s ease-in-out;
      display: flex;
      flex-direction: column;
      align-items: center;
      justify-content: center;
      padding: 38px 8px 24px 8px;
      box-sizing: border-box;
      text-align: center;
    }
    .card-back h4 {
      font-size: clamp(19px, 4.8vw, 22px);
      font-weight: 700;
      margin-bottom: 18px;
    }
    .card-back .rate {
      font-size: clamp(32px, 8vw, 40px);
      font-weight: 800;
      margin: 6px 0 0 0;
      color: #fff !important;
    }
    .card-back .limit {
      font-size: 18px;
      margin-bottom: 18px;
      opacity: 0.95;
      color: #fff !important;
    }
    .card-back .cta {
      display: inline-block;
      background: #fff;
      color: #1c59ff !important;
      padding: 12px 28px;
      border-radius: 30px;
      font-size: 15px;
      font-weight: 700;
      box-shadow: 0 3px 8px rgba(0, 0, 0, 0.11);
      margin-top: 20px;
      transition: 0.22s;
      text-decoration: none;
    }
    .card-back .cta:active {
      transform: translateY(-2px);
    }
    
    /* ─────────── CARD FLIP ─────────── */
    .card:hover .card-inner {
      transform: rotateY(180deg);
    }
    .card.flipped .card-inner {
      transform: rotateY(180deg);
    }
    .card.flipped .card-back {
      opacity: 1;
      visibility: visible;
    }
    .card.flipped .card-front {
      opacity: 0;
      visibility: hidden;
    }
    
    /* ✅ PC hover 시에도 card-back 보이도록 보완 */
    .card:hover .card-back {
      opacity: 1;
      visibility: visible;
    }
    .card:hover .card-front {
      opacity: 0;
      visibility: hidden;
    }
    
    /* ─────────── MOBILE TOUCH 개선 (수정하지 않음) ─────────── */
    @media (hover: none) and (pointer: coarse) {
      .card {
        touch-action: manipulation;
      }
      .card-back,
      .card-front {
        transition: opacity 0.1s ease-out, visibility 0.1s ease-out;
      }
    }
    
    /* ─────────── RESPONSIVE ─────────── */
    @media (max-width: 600px) {
      .slider {
        padding: 0 2px;
      }
      .card {
        border-radius: 14px;
        min-height: 240px;
      }
      .card-inner {
        min-height: 470px;
      }
      .card-face {
        padding: 20px 3vw 8vw 3vw;
      }
      .rate {
        font-size: 1.3rem;
      }
      .card-back .limit {
        font-size: 15px;
      }
      .card-front h3,
      .card-back h4 {
        font-size: 15px;
      }
      .card-back .cta {
        font-size: 14px;
        padding: 9px 14px;
      }
    }
    
    
    body { margin: 0; padding: 0; }

#slide-intro2 {
  position: relative; overflow: hidden; height: 80vh;
}
#slide-intro2 .slides {
  position: relative; width: 100%; height: 100%;
  cursor: grab;
}
#slide-intro2 .slides.grabbing { cursor: grabbing; }
#slide-intro2 .slide {
  position: absolute; top: 0; left: 0;
  width: 100%; height: 100%;
  opacity: 0; transition: opacity 1s ease-in-out;
  z-index: 1;
  pointer-events: none;
}
#slide-intro2 .slide.active {
  opacity: 1; z-index: 2; pointer-events: auto;
}


body { margin: 0; padding: 0; }

#slide-intro2 {
  position: relative; overflow: hidden; height: 80vh;
}
#slide-intro2 .slides {
  position: relative; width: 100%; height: 100%;
  cursor: grab;
}
#slide-intro2 .slides.grabbing { cursor: grabbing; }
#slide-intro2 .slide {
  position: absolute; top: 0; left: 0;
  width: 100%; height: 100%;
  opacity: 0; transition: opacity 1s ease-in-out;
  z-index: 1;
  pointer-events: none;
}
#slide-intro2 .slide.active {
  opacity: 1; z-index: 2; pointer-events: auto;
}



/* overlay: 상/하/좌/우 직선 그라데이션 */
#slide-intro2 .overlay {
  position: absolute; top: 0; left: 0;
  width: 100%; height: 100%;
  background:
    linear-gradient(to bottom, rgba(0,0,0,0.8) 0%, transparent 20%),
    linear-gradient(to top,    rgba(0,0,0,0.8) 0%, transparent 20%),
    linear-gradient(to right,  rgba(0,0,0,0.5) 0%, transparent 15%),
    linear-gradient(to left,   rgba(0,0,0,0.5) 0%, transparent 15%);
  z-index: 2;
  pointer-events: none;
}

#slide-intro2 .content {
  position: absolute; bottom: 15%; left: 5%;
  color: #fff; max-width: 90%; z-index: 3;
}
#slide-intro2 h2 { font-size: 3rem; margin: 0 0 0.5em; }
@media screen and (max-width:550px) {
  #slide-intro2 h2 { font-size: 1.8rem; }
  
}
#slide-intro2 .meta {
  display: flex; align-items: center;
  font-size: 0.9rem; margin-bottom: 1em;
}
#slide-intro2 .meta .hd {
  background: #e50914; padding: 0.2em 0.5em;
  border-radius: 3px; font-weight: bold;
  margin-right: 1em;
}
#slide-intro2 .meta span { margin-right: 1em; }
#slide-intro2 p {
  line-height: 1.5; margin-bottom: 1.5em;
}

/* 버튼 정렬 & 고정 너비 */
#slide-intro2 .buttons {
  display: flex; gap: 0.5em;
}
#slide-intro2 .buttons .btn {
  position: relative;
  flex: 0 0 140px;
  padding: 0.6em 1.2em;
  border: 1px solid #fff; border-radius: 20px;
  text-decoration: none; font-size: 1rem;
  white-space: nowrap; text-align: center;
  transition: background 0.3s, color 0.3s, border-color 0.3s;
  z-index: 4;
}
#slide-intro2 .buttons .play {
  background: rgba(229,9,20,0.9); border-color: #e50914; color: #fff;
}
#slide-intro2 .buttons .like {
  background: transparent; color: #fff;
}
/* hover 통일 적용 */
#slide-intro2 .buttons .btn:hover,
#slide-intro2 .buttons .btn:focus {
  background: #fff; color: #000; border-color: #000;
}

/* 인디케이터(dot) */
#slide-intro2 .indicators {
  position: absolute; bottom: 10px; width: 100%; text-align: center; z-index: 10;
}
#slide-intro2 .indicators .dot {
  display: inline-block; width: 10px; height: 10px;
  margin: 0 6px; background: rgba(255,255,255,0.5);
  border-radius: 50%; cursor: pointer;
  transition: background 0.3s;
}
#slide-intro2 .indicators .dot.active {
  background: #fff;
}

     /* ─────────  LOAN TESTIMONIALS ONLY  ───────── */
  #loan-testimonials,
  #loan-testimonials * {
    box-sizing: border-box;
    font-family: 'Noto Sans KR', sans-serif;
  }
  
  /* 컬러 팔레트 */
  #loan-testimonials {
    --bg: #ffffff;
    --text: #111111;
    --muted: #6f6f75;
    --primary: #0062ff;
    --card-bg: #f9fafc;
    --card-border: #e8ebf0;
  }
  
  /* 섹션 레이아웃 */
  #loan-testimonials {
    position: relative;
    background: var(--bg);
    color: var(--text);
    padding: 80px 5vw;
    overflow: hidden;
    z-index: 2;
  }
  #loan-testimonials h2 {
    font-size: 36px;
    font-weight: 800;
    text-align: center;
    line-height: 1.3;
    margin-bottom: 56px;
  }
  
  /* 슬라이드 행 */
  #loan-testimonials .marquee-row {
    display: flex;
    gap: 32px;
    will-change: transform;
  }
  
  /* 카드 디자인 */
  #loan-testimonials .testimonial-card {
    flex: 0 0 320px;
    background: var(--card-bg);
    border: 1px solid var(--card-border);
    border-radius: 20px;
    padding: 32px 28px;
    line-height: 1.5;
    box-shadow: 0 12px 28px rgba(0, 0, 0, 0.06);
    transition: transform 0.3s;
  }
  #loan-testimonials .testimonial-card:hover {
    transform: translateY(-6px);
  }
  #loan-testimonials .testimonial-card .loan-type {
    font-size: 14px;
    font-weight: 600;
    color: var(--primary);
    margin-bottom: 12px;
  }
  #loan-testimonials .testimonial-card q {
    display: block;
    font-size: 18px;
    font-weight: 600;
    margin-bottom: 20px;
  }
  #loan-testimonials .testimonial-card .author {
    font-size: 15px;
    color: var(--muted);
  }
  
  /* 두 행 사이 여백 */
  #loan-testimonials .row-gap {
    height: 36px;
  }
  
  /* ─ 모바일 ─ */
  @media (max-width: 768px) {
    #loan-testimonials {
      padding: 60px 4vw;
    }
    #loan-testimonials h2 {
      font-size: 26px;
      margin-bottom: 36px;
    }
    #loan-testimonials .testimonial-card {
      flex: 0 0 240px;
      padding: 26px 22px;
    }
    #loan-testimonials .testimonial-card q {
      font-size: 16px;
    }
  }



  /* ───── 기본 스타일 ───── */
  body { font-family: 'Pretendard', sans-serif; margin: 0; padding: 0; }
  
  #main-slider-root{
    position:relative;
    width:100%;min-height:70vh;
    font-family:'Pretendard','Noto Sans KR',sans-serif;
    overflow-x:hidden;background:#fff;
  }
  
  #main-slider-root .main-slider-section1{
    height:70vh;min-height:600px;display:flex;align-items:center;justify-content:center;
    background:#fff;position:relative;z-index:2;transition:opacity .8s,transform .8s;
  }
  
  #main-slider-root .main-slider-section1 dl{text-align:center;width:100%;margin:100px;}
  
  @media screen and (max-width:750px){
    #main-slider-root .main-slider-section1 dl{text-align:center;width:100%;margin:0px;}
  }
  
  #main-slider-root .main-slider-section1 dt{
    font-size:2.6rem;font-weight:800;line-height:1.25;margin-top:20px;margin-bottom:1.2rem;
    color:#111;opacity:1;transform:translateY(0);transition:opacity .8s,transform .8s;
  }
  
  #main-slider-root .main-slider-section1 dd{
    font-size:1.15rem;color:#555;opacity:1;transform:translateY(0);
    transition:opacity .8s,transform .8s;margin:0;
  }


  
  #main-slider-root.s1-out .main-slider-section1 dt,
  #main-slider-root.s1-out .main-slider-section1 dd{opacity:0;transform:translateY(-70px);}
  
  #main-slider-root .main-slider-section2{position:relative;height:300vh;z-index:1;}
  
  /* ★ 배경 이미지 컨테이너 */
  #main-slider-root .main-slider-bg{
    position:fixed;left:0;top:0;width:100vw;height:100vh;z-index:0;pointer-events:none;
    transition:opacity .5s;
  }
  
  /* ★ 경계선 클리핑 효과를 위한 마스크 */
  #main-slider-root .main-slider-bg::after{
    content: '';
    position: absolute;
    top: 0;
    left: 0;
    width: 100%;
    height: 100%;
    background: linear-gradient(to bottom, transparent 0%, transparent 85%, rgba(255,255,255,0.1) 95%, rgba(255,255,255,0.3) 100%);
    pointer-events: none;
    z-index: 1;
    opacity: 0;
    transition: opacity 0.6s ease;
  }
  
  /* ★ 클리핑 상태에서 경계선 효과 활성화 */
  #main-slider-root.clip .main-slider-bg::after{
    opacity: 1;
  }
  
  #main-slider-root .main-slider-bg img{
    position:absolute;width:100vw;height:100vh;object-fit:cover;left:0;top:0;opacity:0;
    transition:opacity .9s cubic-bezier(.7,0,.2,1),filter .7s cubic-bezier(.7,0,.2,1);
    filter:grayscale(.06) brightness(.93);transform:scale(1);will-change:transform;
  }
  
  #main-slider-root .main-slider-bg img.active{opacity:1;z-index:2;filter:brightness(0.9);}
  
  /* ★ 마지막 이미지 영구 유지를 위한 클래스 - 더 강력한 우선순위 */
  #main-slider-root .main-slider-bg img.permanent-active{
    opacity:1 !important;
    z-index:10 !important;
    filter:none !important;
  }
  
  #main-slider-root .main-slider-list{
    position:relative;margin:0;padding:0;list-style:none;width:100vw;max-width:680px;
    margin-left:auto;margin-right:8vw;right:0;top:18vh;z-index:3;display:flex;
    flex-direction:column;align-items:flex-end;
  }
  
  #main-slider-root .main-slider-list li{
    min-height:90vh;display:flex;align-items:center;justify-content:flex-end;opacity:.4;
    pointer-events:none;transition:opacity .7s,transform .7s;position:relative;width:100%;
  }
  
  #main-slider-root .main-slider-list li.active{opacity:1;pointer-events:auto;z-index:3;}
  
  #main-slider-root .main-slider-list li .slide-text{
    color:#fff;max-width:520px;transition:opacity .18s,transform .22s cubic-bezier(.22,.61,.36,1);
    padding:2.5rem 2.3rem 2.2rem 2.3rem;will-change:opacity,transform;text-align:left;
    margin-bottom:40px;margin-right:200px;
    /* background: rgba(0,0,0,0.3);
    backdrop-filter: blur(10px); */
    border-radius: 12px;
  }
  
  @media screen and (max-width:1200px){
    #main-slider-root .main-slider-list li .slide-text{margin-right:0;}
  }
  
  #main-slider-root .main-slider-list li h4{font-size:2rem;font-weight:700;margin-bottom:1rem;}
  #main-slider-root .main-slider-list li p{font-size:1.1rem;margin-bottom:1.6rem;}
  
  #main-slider-root .main-slider-list li a{
    font-size:1.03rem;color:#fff;border-radius:1.7em;padding:.5em 1.8em;text-decoration:none;
    font-weight:500;background:#008e7c;transition:background .19s;display:inline-block;margin-top:1rem;
  }
  
  #main-slider-root .main-slider-list li a:hover{background:#0b6660;}
  
  @media(max-width:800px){
    #main-slider-root .main-slider-section1 dl{max-width:98vw;}
    #main-slider-root .main-slider-section1 dt{font-size:1.5rem;}
    #main-slider-root .main-slider-list{max-width:95vw;margin-right:2vw;top:11vw;align-items:flex-end;}
    #main-slider-root .main-slider-list li .slide-text{padding:1.3rem 2.1rem;}
    #main-slider-root .main-slider-list li h4{font-size:1.15rem;}
  }
  
  #main-slider-root .main-slider-bg{display:none;opacity:0;transition:opacity .45s;}
  #main-slider-root.inview .main-slider-bg{display:block;opacity:1;}

  /* ★ 클리핑 상태 */
  #main-slider-root.clip {
    overflow:hidden;
    position: relative;
  }
  
  #main-slider-root.clip .main-slider-bg {
    position:absolute;
    height: 120vh;
    top: -10vh;
  }

  /* ★ 페이드 대상 - 텍스트만 페이드, 배경은 유지 */
  #main-slider-root .fade-target{transition:opacity .6s ease-out;}
  
  /* ★ 다음 섹션 스타일 */
  .next-section {
    /* background: linear-gradient(135deg, #667eea 0%, #764ba2 100%); */
    /* min-height: 100vh; */
    display: flex;
    align-items: center;
    justify-content: center;
    color: white;
    position: relative;
    z-index: 10;
  }
  
  /* ★ 마지막 이미지를 위한 추가 레이어 - 항상 표시되는 배경 (우선순위 최고) */
  #permanent-bg-layer {
    position: fixed;
    left: 0;
    top: 0;
    width: 100vw;
    height: 100vh;
    z-index: -1; /* 다른 배경보다 뒤에 배치하되 항상 보이도록 */
    pointer-events: none;
    opacity: 0;
    transition: opacity 0.8s ease;
  }
  
  #permanent-bg-layer.active {
    opacity: 1;
    z-index: 0; /* 활성화되면 일반 배경과 같은 레벨로 */
  }
  
  /* ★ 마지막 슬라이드 이후에도 영구 유지 */
  #permanent-bg-layer.permanent {
    opacity: 1 !important;
    z-index: 0 !important;
  }
  
  #permanent-bg-layer img {
    position: absolute;
    width: 100vw;
    height: 100vh;
    object-fit: cover;
    left: 0;
    top: 0;
  }


  #cert-slide {
    background: #fff;
    width: 100%;
  
    display: flex;
  
    justify-content: center;
    position: relative;
    z-index:2;
  }
  #cert-slide .cert-slide-inner {
    display: flex;
    flex-direction: row;
    align-items: center;
    justify-content: flex-start;
    width: 100%;
    max-width: 1400px;
    margin: 0 auto;
    min-height: 60vh;
    gap: 4vw;
    padding: 5vw 4vw;
    box-sizing: border-box;
  }
  #cert-slide .cert-slide-content {
    color: #222;
    min-width: 320px;
    max-width: 500px;
    flex: 1 1 400px;
  }

  @media screen and (max-width:450px) {
    
    #cert-slide .cert-slide-content {

      flex: 1 1 300px;
    }

  }


  #cert-slide .cert-slide-content h2 {
    font-size: 2.7rem;
    font-weight: 700;
    line-height: 1.2;
    margin-bottom: 2rem;
    letter-spacing: -1px;
    color: #222;
  }

  

  #cert-slide .cert-slide-content p {
    font-size: 1.08rem;
    color: #333;
    opacity: 0.85;
    font-weight: 400;
    margin-top: 0.3rem;
  }
  #cert-slide .cert-slide-image {
    flex: 1 1 380px;
    min-width: 250px;
    max-width: 450px;
    display: flex;
    align-items: center;
    justify-content: center;
    perspective: 1200px;
    height: 380px;
  }
  #cert-slide .cert-slide-image img {
    width: 90%;
    max-width: 360px;
    /* min-width: 180px; */
    box-shadow: 0 8px 36px 0 rgba(10,20,80,0.10), 0 2px 8px 0 rgba(0,0,0,0.04);
    border-radius: 22px;
    background: #fff;
    pointer-events: none;
    user-select: none;
    /* 360도 자동 회전 애니메이션 */
    /* animation: card-rotate-ani 5s linear infinite; */
    transform-style: preserve-3d;
  }
  @keyframes card-rotate-ani {
    0%   { transform: rotateY(0deg)   rotateX(-10deg);}
    100% { transform: rotateY(360deg) rotateX(-10deg);}
  }
  @media (max-width:900px) {
    #cert-slide .cert-slide-inner { flex-direction: column; gap: 3vw; padding: 6vw 2vw 3vw 2vw;}
    #cert-slide .cert-slide-content { max-width: 94vw; text-align:center; margin-bottom: 1.5rem;}
    /* #cert-slide .cert-slide-image { height: 260px; min-width: 140px;} */
  }
  @media (max-width:500px) {
    #cert-slide .cert-slide-content h2 { font-size:1.9rem; }
    /* #cert-slide .cert-slide-image img { max-width:200px; } */
  }


  
  /* save- 네임스페이스로 완전 분리! */
  .save-col { flex: 1 1 0; }
  .save-txt { min-width: 320px; max-width: 400px; }
  .save-graph { display: flex; justify-content: space-around; align-items: flex-end; }
  .save-feature-badge {
    font-size: 0.96rem; color: #257fff; font-weight: 700;
    background: #eaf4ff; border-radius: 7px;
    padding: 3px 12px 2.5px 12px; display: inline-block; margin-bottom: 7px;
  }
  .save-feature-title {
    font-size: 1.15rem; color: #222b45; font-weight: 700;
    margin-bottom: 3px; margin-top: 2px; line-height: 1.43;
  }
  .save-feature-desc {
    color: #7b8795; font-size: 1.02rem; margin-bottom: 2px;
    line-height: 1.57; font-weight: 400; letter-spacing: -.012em;
  }
  .save-graph-card {
    background: #fff; border-radius: 18px;
    box-shadow: 0 8px 32px 0 rgba(36,124,255,0.13), 0 2px 8px 0 rgba(30,80,180,0.07);
    min-width: 320px; max-width: 340px; width: 100%;
    padding: 30px 28px 22px 28px;
    display: flex; flex-direction: column; align-items: flex-start; position:relative;
  }
  .save-graph-badge {
    background: #eaf4ff; color: #257fff; font-weight:700;
    font-size: 1.02rem; border-radius:8px; padding: 4px 14px 4px 14px;
    margin-bottom: 10px; display:inline-block;
  }
  .save-graph-title {
    font-size: 1.18rem; font-weight: 700; color: #232b45;
    margin-bottom: 9px; line-height: 1.44; letter-spacing: -0.01em;
  }
  .save-graph-title strong { color: #15376e; font-weight: 800; }
  .save-graph-sub {
    color: #257fff; font-size: 1.03rem; font-weight: 700;
    margin-bottom: 19px; letter-spacing: -.01em; margin-left: 1px;
  }
  .save-arrow { font-size:1.1em; margin-right: 2px; }
  .save-bar-graph {
    display: flex; align-items: flex-end; gap: 20px;
    width: 100%; justify-content: center; min-height: 134px; margin-top: 5px;
  }
  .save-bar-wrap {
    position: relative; flex: 1 1 0; display: flex;
    align-items: flex-end; justify-content: center;
  }
  .save-bar {
    width: 82px; min-height: 36px; background: #eef1f6;
    border-radius: 16px; box-shadow: 0 3px 16px 0 rgba(36,124,255,0.04);
    display: flex; flex-direction: column; align-items: center; justify-content: flex-end;
    position: relative; overflow: visible;
    transition: height 1.2s cubic-bezier(.41,1.65,.58,.99);
    height: 36px;
  }
  .save-bar-gray {
    background: #eef1f6; color: #7a8aa1; font-weight: 500;
    font-size: 1.01rem; box-shadow: none;
  }
  .save-bar-gray.animated#saveGrayBar1 { height: 45px !important; }
  .save-bar-gray.animated#saveGrayBar2 { height: 45px !important; }
  .save-bar-blue {
    background: linear-gradient(176deg, #63a3ff 0%, #247cff 100%);
    color: #fff; font-size: 1.07rem; font-weight: 700;
    box-shadow: 0 10px 38px 0 rgba(36,124,255,0.11), 0 2px 10px 0 rgba(36,124,255,0.07);
    transition: height 1.2s cubic-bezier(.41,1.65,.58,.99), box-shadow 0.8s;
  }
  .save-bar-label {
    position: absolute; left: 0; top: -26px; width: 100%;
    color: #99afd1; font-size: 0.97rem; font-weight: 500;
    letter-spacing: -0.01em; text-align: center;
  }
  .save-bar-value {
    font-size: 1.16rem; width:82px; font-weight: 700; color: inherit;
    margin: 8px 0 8px 0; letter-spacing: -0.01em; text-align: center; display: block;
  }
  .save-bar-blue .save-bar-label {
    color: #fff; opacity: 0.85; font-size: 1.02rem; top: -32px;
    font-weight: 700; text-shadow: 0 2px 12px rgba(30,56,98,0.11);
  }
  .save-bar-flag {
    width:104px; position: absolute; left: 50%; transform: translateX(-50%);
    top: -38px; background: #fff; color: #257fff; font-weight: 800; font-size: 0.64rem;
    padding: 4px 13px 4px 13px; border-radius: 22px;
    box-shadow: 0 2px 8px 0 rgba(36,124,255,0.13);
    opacity: 0; transition: opacity .8s 1s; pointer-events: none;
    text-align:center; letter-spacing: -.01em;
  }
  .save-bar-blue.animated .save-bar-flag { opacity: 1;}
  .save-bar-blue.animated {
      height: 128px !important;
      box-shadow: 0 22px 42px 0 rgba(36,124,255,0.13), 0 2px 10px 0 rgba(36,124,255,0.07);
  }
  @media (max-width:900px) {
    .save-row { flex-direction: column; gap: 33px; align-items: stretch;}
    .save-col, .save-txt, .save-graph { min-width:0; max-width:100vw;text-align: center;}
    .save-graph-card { width:100%;max-width:340px;}
  }
  @media (max-width:420px) {
    .save-graph-title { font-size:1.03rem;}
  }


  #saving-highlight-section {
    position: relative;
    z-index: 2;
    background: #fff;
    padding: 70px 0;
    width: 100%;
    display: flex;
    flex-direction: column;
    align-items: center;
    gap: 40px;
  }
  .sh-top {
    max-width: 560px;
    width: 90%;
    font-family: 'Noto Sans KR', sans-serif;
    text-align: center;
  }
  .sh-content {
    max-width: 560px;
    width: 90%;
    font-family: 'Noto Sans KR', sans-serif;
    text-align: center;
  }
  .sh-title {
    font-size: 1.8rem;
    font-weight: 800;
    color: #1a1a1a;
    margin-bottom: 28px;
  }
  .sh-badge {
    background: linear-gradient(90deg, #257fff 0%, #63a3ff 100%);
    color: #fff;
    font-weight: 700;
    font-size: 1.03rem;
    padding: 7px 20px 6px 20px;
    border-radius: 24px;
    display: inline-block;
    margin-bottom: 22px;
    letter-spacing: -.01em;
    box-shadow: 0 4px 24px 0 rgba(36,124,255,0.10);
  }
  .sh-gradient-text {
    display: inline-block;
    font-size: 3.1rem;
    font-weight: 900;
    letter-spacing: -0.05em;
    background: linear-gradient(87deg, #247cff 15%, #7ed7fa 100%);
    -webkit-background-clip: text;
    -webkit-text-fill-color: transparent;
    background-clip: text;
    filter: drop-shadow(0 4px 18px #8ed1ff35);
    animation: sh-glow 2.1s infinite alternate;
  }
  @keyframes sh-glow {
    from { filter: drop-shadow(0 4px 18px #8ed1ff33); }
    to   { filter: drop-shadow(0 0px 28px #1da1ff99); }
  }
  .sh-desc {
    margin: 24px 0 0 0;
    font-size: 1.15rem;
    color: #37669b;
    letter-spacing: -0.01em;
    line-height: 1.5;
    font-weight: 500;
  }
  .sh-rate-table {
    border-top: 1px solid #ddd;
    border-bottom: 1px solid #ddd;
  }
  .sh-row {
    display: flex;
    justify-content: space-between;
    align-items: center;
    padding: 18px 0;
    border-top: 1px solid #eee;
    font-size: 1.15rem;
    color: #444;
    font-weight: 500;
  }
  .sh-row:first-child { border-top: none; }
  .sh-label { color: #888; }
  .sh-value {
    font-weight: 700;
    font-size: 1.5rem;
    color: #111;
  }
  .sh-unit {
    font-size: 1rem;
    color: #888;
    margin-left: 4px;
  }
  .sh-note {
    font-size: 0.86rem;
    color: #666;
    margin-top: 24px;
    line-height: 1.5;
  }
  @media (max-width: 600px) {
    .sh-title { font-size: 1.4rem; }
    .sh-row { font-size: 1rem; }
    .sh-value { font-size: 1.3rem; }
    .sh-gradient-text { font-size: 2.1rem; }
    .sh-badge { font-size: 0.95rem; }
  }

  @import url('https://fonts.googleapis.com/css2?family=Noto+Sans+KR:wght@400;700&display=swap');
#main-toss-section {
  position:relative;
  z-index:2;
  font-family: 'Noto Sans KR', 'Apple SD Gothic Neo', 'Segoe UI', Arial, sans-serif;
  background: #fff;
  /* border-radius: 24px; */
  /* max-width: 980px; */
  margin: 0 auto; 
  padding: 5vw 4vw;
  box-shadow: 0 8px 32px 0 rgba(22,48,93,0.07);
  padding: 54px 40px 50px 40px;
}

.mts-inner {
  width: 100%;
  max-width: 1280px;
  margin: 0 auto;
  box-sizing: border-box;
}


.mts-section-title {
  text-align: left;
  margin-bottom: 38px;
  max-width: 500px;
  margin-left: 0;
}
.mts-section-title .mts-badge {
  display: inline-block;
  background: #eef5ff;
  color: #247cff;
  font-weight:700;
  font-size: 1.02rem;
  border-radius:7px;
  padding: 6px 15px 5px 15px;
  margin-bottom: 17px;
  letter-spacing: -.01em;
}
.mts-section-title h1 {
  font-size: 2rem;
  font-weight: 800;
  color: #21253b;
  line-height: 1.45;
  margin: 7px 0 0 0;
  letter-spacing: -.01em;
}
.mts-row {
  display: flex;
  flex-direction: row;
  align-items: center;
  gap: 24px;
  width: 100%;
  justify-content: space-between;
  margin:80px auto;
}

.mts-col { flex: 1 1 0; }
.mts-txt { min-width: 320px; max-width: 400px; }
.mts-graph { display: flex; justify-content: space-around; align-items: flex-end; }
.mts-feature-badge {
  font-size: 0.96rem;
  color: #247cff;
  font-weight: 700;
  background: #eaf4ff;
  border-radius: 7px;
  padding: 3px 12px 2.5px 12px;
  display: inline-block;
  margin-bottom: 7px;
}
.mts-feature-title {
  font-size: 1.15rem;
  color: #222b45;
  font-weight: 700;
  margin-bottom: 3px;
  margin-top: 2px;
  line-height: 1.43;
}
.mts-feature-desc {
  color: #7b8795;
  font-size: 1.02rem;
  margin-bottom: 2px;
  line-height: 1.57;
  font-weight: 400;
  letter-spacing: -.012em;
}
.mts-graph-card {
  background: #fff;
  border-radius: 18px;
  box-shadow: 0 8px 32px 0 rgba(36,124,255,0.13), 0 2px 8px 0 rgba(30,80,180,0.07);
  min-width: 320px; max-width: 340px;
  width: 100%; padding: 30px 28px 22px 28px;
  display: flex; flex-direction: column; align-items: flex-start;
  position:relative;
}
.mts-graph-badge {
  background: #eaf4ff;
  color: #247cff;
  font-weight:700;
  font-size: 1.02rem;
  border-radius:8px;
  padding: 4px 14px 4px 14px;
  margin-bottom: 10px;
  display:inline-block;
}
.mts-graph-title {
  font-size: 1.18rem;
  font-weight: 700;
  color: #232b45;
  margin-bottom: 9px;
  line-height: 1.44;
  letter-spacing: -0.01em;
}
.mts-graph-title strong {
  color: #15376e;
  font-weight: 800;
}
.mts-graph-sub {
  color: #257fff;
  font-size: 1.03rem;
  font-weight: 700;
  margin-bottom: 19px;
  letter-spacing: -.01em;
  margin-left: 1px;
}
.mts-arrow { font-size:1.1em; margin-right: 2px; }
.mts-bar-graph {
  display: flex;
  align-items: flex-end;
  gap: 20px;
  width: 100%;
  justify-content: center;
  min-height: 134px;
  margin-top: 5px;
}
.mts-bar-wrap {
  position: relative;
  flex: 1 1 0;
  display: flex;
  align-items: flex-end;
  justify-content: center;
}
.mts-bar {
  width: 82px;
  min-height: 36px;
  background: #eef1f6;
  border-radius: 16px;
  box-shadow: 0 3px 16px 0 rgba(36,124,255,0.04);
  display: flex;
  flex-direction: column;
  align-items: center;
  justify-content: flex-end;
  position: relative;
  overflow: visible;
  transition: height 1.2s cubic-bezier(.41,1.65,.58,.99);
  height: 36px;
}
.mts-bar-gray {
  background: #eef1f6;
  color: #7a8aa1;
  font-weight: 500;
  font-size: 1.01rem;
  box-shadow: none;
}
.mts-bar-gray.animated#mtsGrayBar1 { height: 45px !important; }
.mts-bar-gray.animated#mtsGrayBar2 { height: 65px !important; }
.mts-bar-blue {
  background: linear-gradient(176deg, #63a3ff 0%, #247cff 100%);
  color: #fff;
  font-size: 1.07rem;
  font-weight: 700;
  box-shadow: 0 10px 38px 0 rgba(36,124,255,0.11), 0 2px 10px 0 rgba(36,124,255,0.07);
  transition: height 1.2s cubic-bezier(.41,1.65,.58,.99), box-shadow 0.8s;
}
.mts-bar-label {
  position: absolute;
  left: 0; top: -26px;
  width: 100%;
  color: #99afd1;
  font-size: 0.97rem;
  font-weight: 500;
  letter-spacing: -0.01em;
  text-align: center;
}
.mts-bar-value {
  font-size: 1.16rem;
  width:82px;
  font-weight: 700;
  color: inherit;
  margin: 8px 0 8px 0;
  letter-spacing: -0.01em;
  text-align: center;
  display: block;
}
.mts-bar-blue .mts-bar-label {
  color: #fff;
  opacity: 0.85;
  font-size: 1.02rem;
  top: -32px;
  font-weight: 700;
  text-shadow: 0 2px 12px rgba(30,56,98,0.11);
}
.mts-bar-flag {
  width:104px;
  position: absolute;
  left: 50%;
  transform: translateX(-50%);
  top: -38px;
  background: #fff;
  color: #247cff;
  font-weight: 800;
  font-size: 0.64rem;
  padding: 4px 13px 4px 13px;
  border-radius: 22px;
  box-shadow: 0 2px 8px 0 rgba(36,124,255,0.13);
  opacity: 0;
  transition: opacity .8s 1s;
  pointer-events: none;
  text-align:center;
  letter-spacing: -.01em;
}
.mts-bar-blue.animated .mts-bar-flag { opacity: 1;}
.mts-bar-blue.animated {
    height: 128px !important;
    box-shadow: 0 22px 42px 0 rgba(36,124,255,0.13), 0 2px 10px 0 rgba(36,124,255,0.07);
}
@media (max-width:900px) {
  #main-toss-section { padding: 27px 1vw 27px 1vw; }
  .mts-section-title { margin-left: 0; max-width: 100%; text-align: center;}
  .mts-row { flex-direction: column; gap: 33px; align-items: stretch;}
  .mts-col, .mts-txt, .mts-graph { min-width:0; max-width:100vw;text-align: center;}
  .mts-graph-card { width:100%;max-width:340px;}
  .mts-section-title h1 { font-size:2.12rem;}
}

@media (max-width:420px) {
  .mts-section-title h1 { font-size:1.7rem;}
}


.mts-graph-card.dsr-card {
  border: 2px solid #eaf4ff;
  background: #fff;
  box-shadow: 0 8px 32px 0 rgba(36,124,255,0.07), 0 2px 8px 0 rgba(222,39,39,0.08);
  margin-top: 14px;
}
.mts-graph-card .dsr-badge {
  background: #fff1f1;
  color: #de2727;
  border-radius: 7px;
  font-size: 1.02rem;
  font-weight: 800;
  padding: 5px 17px 5px 17px;
  margin-bottom: 10px;
  display:inline-block;
}
.mts-graph-card .dsr-title {
  font-size: 1.13rem;
  font-weight: 700;
  margin-bottom: 12px;
  line-height: 1.44;
  letter-spacing: -0.01em;
}
.mts-graph-card .mts-graph-desc {
  color: #365277;
  font-size: 1.03rem;
  font-weight: 400;
  margin-bottom: 18px;
  line-height: 1.5;
}
.mts-graph-card .dsr-bar-graph {
  display: flex;
  align-items: flex-end;
  gap: 22px;
  width: 100%;
  justify-content: center;
  min-height: 86px;
  margin-top: 9px;
}
.dsr-bar-wrap {
  position: relative;
  flex: 1 1 0;
  display: flex;
  align-items: flex-end;
  justify-content: center;
}
.dsr-bar {
  width: 78px;
  min-height: 36px;
  border-radius: 16px;
  background: #eef1f6;
  box-shadow: 0 3px 12px 0 rgba(36,124,255,0.06);
  display: flex;
  flex-direction: column;
  align-items: center;
  justify-content: flex-end;
  position: relative;
  transition: height 1.3s cubic-bezier(.41,1.65,.58,.99);
  height: 38px;
}
.dsr-bar-label {
  position: absolute;
  left: 0; top: -24px;
  width: 100%;
  color: #7a8aa1;
  font-size: 0.92rem;
  font-weight: 500;
  text-align: center;
}
.dsr-bar-value {
  font-size: 1.13rem;
  width: 78px;
  font-weight: 700;
  color: inherit;
  margin: 8px 0 8px 0;
  text-align: center;
  display: block;
}
.dsr-bar-gray {
  background: #e0e8ef;
  color: #8ba1bb;
}
.dsr-bar-blue {
  background: linear-gradient(178deg, #ffe5e5 0%, #de2727 100%);
  color: #fff;
  font-weight: 700;
  box-shadow: 0 10px 36px 0 rgba(222,39,39,0.09), 0 2px 9px 0 rgba(36,124,255,0.06);
  transition: height 1.2s cubic-bezier(.41,1.65,.58,.99), box-shadow 0.7s;
}
.dsr-bar.animated#dsrBar1 { height: 43px !important; }
.dsr-bar.animated#dsrBar2 { height: 92px !important; }
@media (max-width:900px) {
  .mts-graph-card.dsr-card { width:100%;}
}


 /* 독립 금리그래프 네임스페이스, 바 애니메이션은 아래→위로 줄어듦 */
 .rate-row {
    display: flex;
    flex-direction: row;
    align-items: center;
    gap: 24px;
    width: 100%;
    justify-content: space-between;
    margin: 80px auto;
  }
  .rate-col { flex: 1 1 0; }
  .rate-txt { min-width: 320px; max-width: 400px; }
  .rate-graph { display: flex; justify-content: space-around; align-items: flex-end; }
  .rate-feature-badge {
    font-size: 0.96rem;
    color: #db2222;
    font-weight: 700;
    background: #ffe9e9;
    border-radius: 7px;
    padding: 3px 12px 2.5px 12px;
    display: inline-block;
    margin-bottom: 7px;
  }
  .rate-feature-title {
    font-size: 1.15rem;
    color: #232b45;
    font-weight: 700;
    margin-bottom: 3px;
    margin-top: 2px;
    line-height: 1.43;
  }
  .rate-feature-desc {
    color: #8a8e9a;
    font-size: 1.02rem;
    margin-bottom: 2px;
    line-height: 1.57;
    font-weight: 400;
    letter-spacing: -.012em;
  }
  .rate-graph-card {
    background: #fff;
    border-radius: 18px;
    box-shadow: 0 8px 32px 0 rgba(220, 34, 34, 0.12), 0 2px 8px 0 rgba(30,80,180,0.07);
    min-width: 320px; max-width: 340px;
    width: 100%; padding: 30px 28px 22px 28px;
    display: flex; flex-direction: column; align-items: flex-start;
    position:relative;
  }
  .rate-graph-badge {
    background: #f9e3e3;
    color: #db2222;
    font-weight:700;
    font-size: 1.02rem;
    border-radius:8px;
    padding: 4px 14px 4px 14px;
    margin-bottom: 10px;
    display:inline-block;
  }
  .rate-graph-title {
    font-size: 1.18rem;
    font-weight: 700;
    color: #232b45;
    margin-bottom: 9px;
    line-height: 1.44;
    letter-spacing: -0.01em;
  }
  .rate-graph-title strong {
    color: #db2222;
    font-weight: 800;
  }
  .rate-graph-sub {
    color: #db2222;
    font-size: 1.03rem;
    font-weight: 700;
    margin-bottom: 19px;
    letter-spacing: -.01em;
    margin-left: 1px;
  }
  .rate-arrow { font-size:1.1em; margin-right: 2px; }
  .rate-bar-graph {
    display: flex;
    align-items: flex-end;
    gap: 20px;
    width: 100%;
    justify-content: center;
    min-height: 134px;
    margin-top: 5px;
  }
  .rate-bar-wrap {
    position: relative;
    flex: 1 1 0;
    display: flex;
    align-items: flex-end;
    justify-content: center;
  }
  .rate-bar {
    width: 82px;
    /* 기본값은 160px로 시작, animated에서 줄어듦 */
    height: 160px;
    min-height: 32px;
    background: #f6eaea;
    border-radius: 16px;
    box-shadow: 0 3px 16px 0 rgba(220, 34, 34, 0.07);
    display: flex;
    flex-direction: column;
    align-items: center;
    justify-content: flex-end;
    position: relative;
    overflow: visible;
    transition: height 1.2s cubic-bezier(.41,1.65,.58,.99);
  }
  .rate-bar-gray {
    background: #f6eaea;
    color: #db2222;
    font-weight: 500;
    font-size: 1.01rem;
    box-shadow: none;
  }
  .rate-bar-blue {
    background: linear-gradient(176deg, #ff9e9e 0%, #db2222 100%);
    color: #fff;
    font-size: 1.07rem;
    font-weight: 700;
    box-shadow: 0 10px 38px 0 rgba(220, 34, 34, 0.13), 0 2px 10px 0 rgba(220, 34, 34, 0.08);
    transition: height 1.2s cubic-bezier(.41,1.65,.58,.99), box-shadow 0.8s;
  }
  .rate-bar-label {
    position: absolute;
    left: 0; top: -26px;
    width: 100%;
    color: #db2222;
    font-size: 0.97rem;
    font-weight: 500;
    letter-spacing: -0.01em;
    text-align: center;
  }
  .rate-bar-value {
    font-size: 1.16rem;
    width:82px;
    font-weight: 700;
    color: inherit;
    margin: 8px 0 8px 0;
    letter-spacing: -0.01em;
    text-align: center;
    display: block;
  }
  .rate-bar-blue .rate-bar-label {
    color: #fff;
    opacity: 0.85;
    font-size: 1.02rem;
    top: -32px;
    font-weight: 700;
    text-shadow: 0 2px 12px rgba(220,34,34,0.11);
  }
  .rate-bar-flag {
    width:104px;
    position: absolute;
    left: 50%;
    transform: translateX(-50%);
    top: -38px;
    background: #fff;
    color: #db2222;
    font-weight: 800;
    font-size: 0.64rem;
    padding: 4px 13px 4px 13px;
    border-radius: 22px;
    box-shadow: 0 2px 8px 0 rgba(220,34,34,0.13);
    opacity: 0;
    transition: opacity .8s 1s;
    pointer-events: none;
    text-align:center;
    letter-spacing: -.01em;
  }
  .rate-bar-blue.animated .rate-bar-flag { opacity: 1;}
  /* ★★ 1번 바 효과: 160px → 105px */
  .rate-bar-gray.animated#rateGrayBar1 { height: 105px !important; }
  /* ★★ 2번 바 효과: 160px → 73px */
  .rate-bar-gray.animated#rateGrayBar2 { height: 73px !important; }
  /* ★★ 3번(파란색) 바 효과: 160px → 32px (최저) */
  .rate-bar-blue.animated#rateBlueBar { height: 52px !important; box-shadow: 0 22px 42px 0 rgba(220,34,34,0.16), 0 2px 10px 0 rgba(220,34,34,0.09);}
  @media (max-width:900px) {
    .rate-row { flex-direction: column; gap: 33px; align-items: stretch;}
    .rate-col, .rate-txt, .rate-graph { min-width:0; max-width:100vw;text-align: center;}
    .rate-graph-card { width:100%;max-width:340px;}
  }
  @media (max-width:420px) {
    .rate-graph-title { font-size:1.12rem;}
  }

  @import url('https://fonts.googleapis.com/css2?family=Inter:wght@600;900&family=Pretendard:wght@600;900&display=swap');
#ultra-steps {
  font-family: 'Pretendard','Inter','Noto Sans KR',sans-serif;
  background: linear-gradient(125deg,#e7f4ff 65%,#f8fbfc 100%);
  min-height: 560px;
  padding: 5vw 0 5vw 0;
  position: relative;
  z-index:2;
  background: #f4f8fd;
  display: flex; align-items: center; justify-content: center;
}
.ultrasteps__container {
  max-width: 840px; margin: 0 auto;
  width: 97%;
  background: rgba(255,255,255,0.93);
  border-radius: 38px;
  box-shadow: 0 8px 54px 0 rgba(40,124,255,0.10),0 2.5px 17px 0 rgba(150,210,255,0.13);
  padding: 6vw 4vw 4vw 4vw;
  backdrop-filter: blur(18px) brightness(1.08);
  border: 1.6px solid rgba(204,234,255,0.19);
  position:relative;
  overflow: visible;
  min-width: 270px;
}
.ultrasteps__header {
  text-align: center; margin-bottom: 5vw;
}
.ultrasteps__badge {
  display: inline-block;
  font-size: 1.04rem;
  font-weight: 900;
  color: #1596ff;
  background: linear-gradient(97deg,#eaf6ff 75%,#e3e9ff 100%);
  border-radius: 9.5px;
  padding: 8px 20px 8px 20px;
  margin-bottom: 16px;
  letter-spacing: 0.035em;
  box-shadow: 0 2px 13px 0 rgba(36,124,255,0.05);
}
.ultrasteps__header h2 {
  font-size: 2.09rem;
  font-weight: 900;
  color: #213960;
  margin: 0 0 0.18em 0;
  letter-spacing: -0.017em;
  word-break: keep-all;
}
.ultrasteps__header h2 span { color:#068aff; }
.ultrasteps__header p {
  font-size: 1.11rem;
  color: #6692c2;
  font-weight: 700;
  margin: 9px 0 0 0;
  letter-spacing: -0.011em;
}
.ultrasteps__list {
  list-style: none;
  margin: 0; padding: 0;
  display: flex;
  flex-direction: column;
  gap: 25px;
  align-items: center;
  position:relative;
  z-index:2;
  width:100%;
}
.ultrasteps__item {
  display: flex; flex-direction: row; align-items: center;
  width: 100%;
  background: rgba(255,255,255,0.98);
  border-radius: 25px;
  box-shadow: 0 12px 38px 0 rgba(34,140,255,0.09), 0 2.8px 13px 0 rgba(45,165,255,0.10);
  padding: 3.5vw 4vw 3vw 3vw;
  min-height: 84px;
  position: relative;
  opacity: 0; transform: translateY(44px) scale(.99);
  animation: fadeUpUltraStep 1s cubic-bezier(.41,1.65,.58,.99) both;
  will-change: opacity,transform;
  transition: box-shadow .19s cubic-bezier(.23,1.21,.62,.99);
  z-index:2;
  margin-bottom:0;
}
.ultrasteps__item:hover {
  box-shadow: 0 10px 52px 0 rgba(40,120,255,0.16),0 4px 21px 0 rgba(45,185,255,0.13);
  z-index:3;
  transform: scale(1.025) translateY(-1px);
}
.ultrasteps__icon {
  flex: 0 0 56px;
  width: 56px; height: 56px;
  margin-right: 5vw;
  border-radius: 16px;
  display: flex; align-items: center; justify-content: center;
  background: transparent;
  filter: drop-shadow(0 6px 32px rgba(36,124,255,0.07));
  transition: transform 0.33s cubic-bezier(.23,1.41,.72,1.09), box-shadow 0.29s cubic-bezier(.18,1.15,.72,1.05);
  will-change: transform,box-shadow;
  box-shadow: 0 2px 13px 0 rgba(36,124,255,0.10);
  border: 0.7px solid rgba(114,179,255,0.15);
  z-index: 3;
}
.ultra-glass {
  background: linear-gradient(140deg,rgba(255,255,255,0.83) 54%,rgba(189,222,255,0.20) 100%);
  box-shadow: 0 1.4px 14px 0 rgba(84,188,255,0.11);
  backdrop-filter: blur(7px);
}
.ultrasteps__item:hover .ultrasteps__icon {
  transform: scale(1.08) rotate(-2deg);
  box-shadow: 0 6px 27px 0 rgba(36,124,255,0.19);
}
.ultrasteps__text {
  text-align: left;
  flex: 1 1 0;
  z-index:3;
}
.ultrasteps__text strong {
  font-size: 1.13rem;
  color: #183457;
  font-weight: 900;
  display: block;
  margin-bottom: 2px;
  letter-spacing: -.011em;
  line-height:1.24;
  word-break:keep-all;
}
.ultrasteps__text strong span { color:#048bfa;}
.ultrasteps__text > span {
  display: block;
  color: #7fa1bc;
  font-size: 1.02rem;
  font-weight: 500;
  margin-top: 8px;
  line-height: 1.45;
  letter-spacing: -.012em;
}

.ultrasteps__arrow {
  width:100%; text-align:center; z-index: 1; position:relative; height:44px; margin-bottom:-9px; margin-top:-9px; pointer-events: none;
  display: flex; align-items: center; justify-content: center;
  min-height:32px;
}
.arrow-down-bounce {
  display:inline-block; font-size:2.17em; color:#93c6f5;
  animation: arrowBounce 1.1s infinite cubic-bezier(.55,1.65,.54,.83);
  filter:drop-shadow(0 2px 7px #c8e9ff99);
  font-weight:900; line-height:1;
  user-select: none;
  margin:0 auto;
}
@keyframes arrowBounce {
  0%, 100% { transform: translateY(0);}
  40% { transform: translateY(12px);}
  65% { transform: translateY(5px);}
}
@keyframes fadeUpUltraStep { to { opacity: 1; transform: none;} }

@media (max-width: 1024px) {
  .ultrasteps__container {padding: 4vw 2vw 2vw 2vw;}
  .ultrasteps__item {padding: 3vw 2.5vw 2.2vw 2vw;}
  .ultrasteps__icon {margin-right: 3vw;}
}
@media (max-width: 700px) {
  .ultrasteps__container {max-width:99vw;}
  .ultrasteps__header h2{font-size:1.32rem;}
  .ultrasteps__item {padding:12px 4vw 11px 2vw;}
  .ultrasteps__icon{width:38px;height:38px;}
  .ultrasteps__arrow {height:33px; min-height:20px;}
  .arrow-down-bounce{font-size:1.3em;}
}
@media (max-width: 470px) {
  #ultra-steps {padding:6vw 0 2vw 0;}
  .ultrasteps__container {padding:2vw 1vw 1vw 1vw;}
  .ultrasteps__item {padding:10px 3vw 8px 2vw; min-height:57px;}
  .ultrasteps__icon{width:31px;height:31px;}
  .ultrasteps__text strong {font-size:0.94rem;}
  .ultrasteps__text > span {font-size:0.89rem;}
  .ultrasteps__arrow {height:27px; min-height:16px;}
  .arrow-down-bounce{font-size:1.06em;}
}
@media (max-width: 370px) {
  .ultrasteps__container {padding:2vw 0.5vw;}
  .ultrasteps__item {padding:5px 0 5px 0;}
  .ultrasteps__text strong {font-size:0.79rem;}
  .ultrasteps__text > span {font-size:0.72rem;}
  .ultrasteps__arrow {height:20px;}
}

@import url('https://fonts.googleapis.com/css2?family=Pretendard:wght@600;800;900&display=swap');
:root{--blue:#247cff;--gray:#24315b}

#section-supercards{background:#f4f8fd;padding:54px 0;text-align:center;position: relative;z-index:2;}
.supercards__hl-blue{color:var(--blue);font-weight:900}
.supercards__container{display:flex;gap:34px;flex-wrap:wrap;justify-content:center}

.supercard{
  width:100%;max-width:420px;min-height:340px;border-radius:24px;overflow:hidden;
  background:#fff;border:1px solid #e8eaf5;box-shadow:0 6px 20px rgba(0,0,0,.08);
  display:flex;flex-direction:column;align-items:stretch;
  /* 초기 상태 (보이지 않을 때) */
  opacity:0;transform:translateY(60px) scale(.96);
  transition:opacity .55s ease,transform .55s cubic-bezier(.22,1,.36,1);
}
.supercard.show{opacity:1;transform:none}               /* 화면에 보이면 */
.supercard:hover{transform:translateY(-4px) scale(1.02);box-shadow:0 12px 28px rgba(0,0,0,.12)}

.supercard__image{min-height:160px;display:flex;justify-content:center;align-items:center}
.supercard__image--illust{background:linear-gradient(94deg,#fdf6f3 35%,#eaf3ff 100%)}
.supercard__image--greenbg{background:linear-gradient(96deg,#e4f8f5 65%,#f9fffd 100%)}
.supercard__image img{width:88%;border-radius:16px;object-fit:cover}

.supercard__body{padding:24px 18px 20px}
.supercard__desc{font:700 1.05rem/1.45 'Pretendard',sans-serif;color:var(--gray);margin-bottom:14px}
.supercard__highlight{font-weight:900;color:#19b795}
.supercard__btn{display:block;width:100%;padding:14px 0;border-radius:44px;font:900 1.02rem/1 'Pretendard';
  background:#eaf0fa;color:#2268b4;box-shadow:0 2px 8px rgba(0,0,0,.06);transition:filter .2s}
.supercard__btn--red{background:linear-gradient(95deg,#fc3b27 60%,#f9b0a2 100%);color:#fff}
.supercard__btn--green{background:linear-gradient(95deg,#1cbfa7 70%,#8bf7e2 100%);color:#fff}
.supercard__btn--blue{background:linear-gradient(95deg, #0c5cff 60%, #9ab9f9 100%);color:#fff}


.supercard__btn:hover{filter:brightness(1.08)}

@media (max-width: 1360px){
   /* 컨테이너 : 일반 플렉스 래핑 / 스크롤 없앰 */
   .supercards__container{
    flex-wrap: wrap;           /* 여러 줄 허용 */
    flex-direction: row;       /* 기본값 유지 */
    gap: 20px;                 /* 카드 간 여백 */
    overflow: visible;         /* 가로 스크롤/스크롤바 제거 */
    scroll-snap-type: none;    /* 이전 스냅 설정 무효화 */
    padding-bottom: 0;         /* 불필요한 공간 제거 */
  }
  /* 카드 : 전체 너비 사용 */
  .supercard{
    flex: 1 1 100%;            /* 남는 공간만큼 늘어남 */
    max-width: 100%;
    margin: 0;                 /* 양쪽 여백 제거 */
    scroll-snap-align: none;   /* 스냅 무효화 */
  }
  /* 혹시 남아 있을 수 있는 iOS 오버스크롤 속성도 초기화 */
  .supercards__container{-webkit-overflow-scrolling: auto;}
}